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Maggie's Hot Smart Rich Money Mindset

Women are being lied to about money and it’s making men rich.

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This Week’s Episode

On this episode of Hot Smart Rich, I sit down with my sister and former CFO of billion-dollar DTC brands, Katie Sellers, to talk all things Hot Smart Rich Money Mindset. The truth? Women are being lied to about money—and it’s making our boyfriends, husbands, brothers, and the men in our lives richer by default. They’re not smarter. They’re just in the room when financial decisions are being made.

Meanwhile, we as women control 85% of consumer spending—we decide what to buy, where to shop, and which brands take off. We are the market. But we’re still being left out of wealth-building conversations, especially around angel investing, equity, and financial freedom.

This week, Katie and I go deep on the real money rules that changed our lives—from the 50-20-20-10 budgeting framework to the mindset blocks women face when managing money. It’s not just about spreadsheets—it’s about power, access, and confidence.

In this episode, you’ll hear:

  • How the wrong money mindset is keeping women from getting rich

  • How women are unintentionally transferring wealth to men—and how to stop doing it

  • Why 50-20-20-10 is the budgeting method for ambitious women who want to save, invest, and still live well

  • Why “being good with money” isn’t about coupons or coffee—it’s about knowing your numbers and owning your worth

  • What Maggie and Katie wish more women knew about cash flow, investing, and building wealth on your own terms

This isn’t financial advice—it’s a financial awakening. If you’ve ever felt behind, ashamed, or confused when it comes to money, this episode will change the way you think about your bank account, your habits, and your power.

Listen now and start acting like the investor you are.

♡ This Week’s Rich Tips ♡

Maggie’s HSR Rich Girl Tip #1

“Every single morning, wake up and check your bank account. Check your credit card statement. Knowledge is power.”

The 3 Questions to Ask Yourself If Your Spending Feels Out of Control

To evaluate whether something is truly a need, ask:

1. Can you live in safety and dignity without this purchase?

2. If you lost your job, would you continue to spend on this item?

3. Could you live without this purchase for six months?

These are part of their 50-20-20-10 budgeting method to help regain control and prioritize intentional spending

♡ The Power of Community ♡
How One Video Sparked 10,000 New Followers
(and a Movement)

@sarahlemoinee

Ladies, we have so much more power than we realize and we need to start using it. Like I haven’t felt this passionate about something in s... See more

This week, I gained 10,000 new followers on TikTok in 48 hours from one video.

And it wasn’t even my own. No viral dance, no lip-sync trend.

A video from a follower about the importance of the message I’ve been sharing for the past two years finally hitting the masses.

Women control 85% of consumer spend.
We make the purchasing decisions.
We are the market.

Yet we only receive 2% of venture capital dollars. And we’re making our boyfriends, husbands, brothers — the men in our lives who are “in control of our finances” — richer by giving them insight into the products, services, and technology we use, buy, consume, and share every day.

That is the power of community — especially the power of Hot Smart Rich, the community.

When I say Hot Smart Rich is building the future of consumer, this is what I mean. We’re not just creating content. We’re building an entire infrastructure around the actual power players in the economy: high-earning, time-starved, culture-shaping women.

Viral is fun. But what matters more is that it sparked real conversations with investors, founders — and the HSR community is growing.

And that’s how change starts.

Watch the video above — and shoutout to Sarah LeMoine, who did what real ones do: amplified another woman’s message instead of trying to pass it off as her own (which, trust me, has happened to me more times than I can count). That’s what HSR is all about.

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